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Although homeowners are likely to find it good value to incorporate solar panel insurance costs into their home insurance, you might need to take out business insurance or specialist solar panel insurance if you have a larger solar set up that's part of a money-making venture. What does solar panel insurance typically cover?
Adding solar panels to your home might mean you pay more for your home insurance. That said, it likely won't increase your premium by much, especially if the installation only increases the rebuild value of your home by a relatively small amount. The most important thing is that your home, including its solar panels, are properly covered.
Your solar panel installation will probably come with a warranty. It covers repair or replacement if there are defects with the components, materials or with the workmanship of the installation. Solar installation warranties are usually quite long - typically at least 10 years.
That includes changes to the rebuild value of your home. The Federation of Master Builders says that domestic solar panels cost around £9,800 for a three-bedroom house, so they significantly increase the rebuild value of your home.
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